Buying a condo can be an intimidating experience, especially if you are a first-time buyer. learning a few tips on how to buy a condo can help you approach the process with more confidence, and save you a few bucks in the long run.
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The biggest factor in determining how much money you need to buy a condo is the location. Condos in downtown los angeles, for example, have a median price of $620,000. This means half of all condos are less than $620,000 and half cost more. Condos in the Cleveland, Ohio, area have an average price of $168,544.
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Have you been thinking about buying a condo? Perhaps the condo is in an up and coming neighborhood, and you want to buy before prices start to skyrocket.Or perhaps you’re tired of not being able to paint the walls of your apartment, and you’re ready to take the next step towards home ownership.
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If you are considering purchasing an investment property, be certain that the condo association will allow you to rent out the condo unit on a short-term or long-term basis, before you buy.
Also, remember that as soon as you own the condo, you’ll need an emergency fund, in case something needs to be fixed. Budget at least $3,000-$4,000 for the emergency fund, if not more. So, when you’re deciding how much of a down payment you can afford, keep these additional expenses in mind .
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Buying a condo allows you to wade into homeownership without plunging into the responsibilities of a single-family home. Before you buy a condo, ask the right questions to avoid making a mistake.