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1. – If you've never heard of a USDA loan, you're not alone. In fact, you might even call the benefits of USDA loans a well-kept secret. Well, not anymore! Read on to .

   RD Home Loans – USDA – Welcome to the Rural Development, Rural Housing Service, Home Loans Web site. As a part of USDA Rural Development, our mission is to be a cost-effective service provider that strives to help homeowners and their families remain successful homeowners throughout the term of the loan.

   USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home with zero down payment.

   What Is a USDA Loan? Are You Eligible for One? – A USDA home loan is a great way to purchase your home without having to save up for a large down payment – or any at all. Start off by checking your income eligibility then start browsing properties in your area.

   USDA home loans are loans backed the U.S. Department of Agriculture as part of the USDA Rural Development Guaranteed Housing Loan program, which is also known as Section 502.

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   Eligibility – Also, the home to be purchased must be located in an eligible rural area as defined by USDA. To learn more about USDA home loan programs and how to apply for a USDA loan, click on one of the USDA Loan program links above and then select the loan program basics link for the selected program.