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Most mortgage programs today require little or no money down.. Federal Housing Administration will typically insure a home loan for borrowers with low credit.
Mortgages won’t be only problem for many Canadians as rates rise – In recent years, home equity lines of credit – or HELOCS – have become popular. Many allow borrowers to simply make payments against the interest with no obligation to pay down the principal each.
Mortgage eligibility after a short sale is 36 months for a 3.5% down FHA loan and 24 months for a no-money-down VA loan or a 20% down.
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12 Months Loans Bad Credit website, operated by 12M Loans, LLC is not a lender or loan broker. We are an online loans advertising service. By submitting your details, you accept that we send it to participating lenders and use it for finding a suitable loan offer.