home equity line calculator monthly payment mortgage for manufactured home on land how much to put down on a mortgage what does harp do HARP Refinance, home affordable refinance program relief. – Do these question-and-answers account for the "new" HARP-2 mortgage program?. Does HARP work the same with Fannie Mae as with Freddie Mac?How Much Do We Need as a Down Payment to Buy a Home? – No down payment. That’s right. Zero down to qualified vets. minimum Down Payment for an FHA Loan: Another government program, the FHA loan, has been around even longer than the VA loan program. FHA loans have been part of the American mortgage system since 1934. The minimum down payment requirement for an FHA loan is 3.5 percent.Is It Easier To Get Manufactured Home Loans with Land? – When the manufactured home is secured to permanent foundation, on leased or owned land, it can be titled as real property and financed with a manufactured home loan with land.While a manufactured home titled as real property doesn’t automatically guarantee a conventional real estate mortgage, it does increase your chances of getting this form.