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HARP is expired in late 2018, and its replacements have stricter limits. But you can still get help with a new mortgage if you owe more on your home than it’s worth. Mortgages
The Freddie Mac Enhanced Relief Refinance Mortgage provides opportunities to borrowers with existing freddie mac mortgages who are making timely payments, but are unable to take advantage of the standard Freddie Mac "no cash-out" refinance offering because the new mortgage exceeds maximum loan-to-value (LTV) limits.
The HARP refinance program was going to expire on September 30th. The Federal Housing Finance Agency announced recently that it would extend the home affordable refinance Program or HARP 3.0 through the end of last year. This is good news for people who are struggling with their mortgage and who owe more on their home than it is worth.
HARP allows you to refinance your underwater mortgage to get a lower rate and monthly payment, but you need to hurry HARP ends on Dec. 31st, 2018.
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HARP – HARP-the Home Affordable Refinance Program-was created by the Federal Housing Finance Agency specifically to help homeowners who are current on their mortgage payments, but have little to no equity in their homes, refinance their mortgage – that is, they owe as much or more than their homes are currently worth – are eligible for a HARP refinance. If you got your mortgage loan at a bank, credit union or mortgage company, it may be owned by Fannie Mae or Freddie Mac.
Learn everything you need to know about how you can take advantage of the Home Affordable Refinance Program (HARP) to refinance your underwater.
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The Home Affordable Refinance Program, or HARP, already had been. Erin Lantz, vice president for mortgages with the real estate site Zillow.
A HARP loan is short-hand for the Home Affordable Refinance Program that was created after the 2008 mortgage crisis with the goal of helping.
Top 10 Mortgage Misconceptions – With the real estate market picking up and mortgage rates prime for refinancing. is the only online mortgage marketplace where you can get loan quotes for HARP and FHA Streamline. As an added bonus.